Whether your business is small, large, or in between, disaster doesn’t discriminate. Unfortunately, small businesses tend to be less prepared than large businesses for the unexpected, leaving them more vulnerable when disaster does strike. In fact, without a formal disaster plan, an estimated 40 to 60 percent of small businesses end up closing down after a disaster. […]
I’m pretty confident that if you asked anyone who has ever owned a rental property you would get an overwhelming response that it’s not as lucrative or easy as they thought it would be. In fact, owning a rental property can be a major pain, and end up costing you a ton of money! I […]
I was recently asked this question by one of our Hicks & Associates clients, and thought I would share the answer here for our readers. There are a lot of things that go into homeowners and auto insurance rates, one of them being credit. I’ve heard a lot of complaints from people who don’t like the […]
Why do my auto insurance rates keep going up even though my car is getting older? At Hicks & Associates, many of our clients ask this question so I would like to address it from a couple of angles. First things first, even though it’s called car/auto insurance, it covers more than just your car. […]
